Rates

Rates


APY = Annual Percentage Yield. Rates effective as of 09/15/2017. Fees may reduce earnings.

NOW ACCOUNT
RateAPY
.25% .25%
*$1,500 Minimum
BUSINESS INTEREST BEARING DDA
RateAPY
.51% .51%
PASSBOOK
RateAPY
.75% .75%
TUGBOAT KIDS SAVINGS
RateAPY
.51% .51%
VACATION CLUB
RateAPY
- .50%
CHRISTMAS CLUB
RateAPY
- .50%
CD RATES
TermRateAPY
6 Month 0.31
0.31
12 Month 1.00
1.00
24 Month 0.61
0.61
36 Month 0.85
0.85
48 Month 0.95
0.95
60 Month 1.22
1.23
PERSONAL LOANS
TypeTerm
Unsecured 15%
Secured with Certificate of Deposit 3% Over CD Rate with the Same CD Term Length
*Consumer Loan rate w/ Auto-Transfer: 0.25% Below Base Rate
CONSUMER LOANS
TypeTerm
Loan Processing Fee $350.00.
Loan Processing Fee>$1000 $150.00
Minimum Interest Charge $75.00
VSI $22.00
AUTO LOANS
TypeTermAPR
New Auto 5 year
4 year
3 year
2 year
1 year
6.75%
6.50%
6.25%
6.00%
5.75%
2015 5 year
4 year
3 year
2 year
1 year
7.00%
6.75%
6.50%
6.25%
6.00%
2014 4 year
3 year
2 year
1 year
7.00%
6.75%
6.50%
6.00%
2013 3 year
2 year
1 year
7.00%
6.75%
6.50%
2012 3 year
2 year
1 year
7.00%
6.75%
6.50%
OLDER-2011 3 year
2 year
1 year
8.50%
8.25%
8.00%
R/E RENEWAL FEE
TypeTerm
Over $5,000 $500.00.
Under $5,000 $250.00
MISC. LOAN FEES
TypeTerm
Commercial & Agricultural Appraisal Reviews: $300.00.
Residential Appraisal Reviews:Loan Processing Fee: $150.00