Have anytime access to a number of banking tasks with the convenience of free online banking. Check account balances, transfers funds, pay bills, and much more — available around-the-clock, anywhere with internet access.

There’s no need to rush to make banking hours — your bank comes to you. Save yourself time and energy without sacrificing an ounce of account awareness.


• Free, secure, convenient service for personal and business customers
• Print or download to popular financial management software
• Save yourself valuable time; requires fewer bank trips
• Manage several banking tasks online, whenever it’s convenient for you:
• Check account balances
• View account statements and check images
• Transfer funds between GRCB accounts
• Pay one-time or recurring bills with ease:
• Check account balances
• Schedule payments in advance
• Make credit card payments
• Set up payment reminders
• Maintain all payee information in one convenient place
• Ensure payments are received on time and safely

If you have any questions, please feel free to send us a message through Contact Us or call 1-618-634-2002 .

Online Banking FAQ

You will need your personal and account information. The information you provide is safeguarded using secure internet data encryption technologies and is only used for setting up your account.

During the enrollment process, for security reasons and to maintain the confidentiality of your Access ID and password(s), you will select your own Access ID and password. You can change your password on online banking at any time. You should change your password periodically.

Our website is compatible with the following browsers: • Apple Safari 4.0 & 5.00 • Apple Safari 5.0 for Mac • Chrome 15.0 & 16.00 • Firefox 3.5, 4.0, 7.0, & 8.0 • Google Chrome 9.0 • Microsoft Internet Explorer 7.0, 8.00, 9.0, 10.0, & 11.0 • Opera 10.0 & 11.00 No additional software is required for online banking access.

Grand Rivers Community Bank’s online banking gives you access to your accounts 24 hours a day, 7 days a week. You have the ability to: • Review Transactions • Balance Accounts • Transfer funds between checking and savings accounts. • Make Grand Rivers Community Bank loan payments by transferring directly from your checking or savings account. • View monthly e-statements • Free Bill Pay • Download information to Quicken, Quickbooks, Microsoft Money, or Comma Separated (CSV).

No. You can access your accounts using our online banking 24 hours a day.

Pending transactions are hold(s) or credit(s) place on your account affecting your available balance. Some pending deposit amounts may include funds that are being held. Some pending debits may reflect a merchant hold on your account, which may or may not be the final amount posted to your account.

From the time you sign up for eStatements, you can view up to

If you have forgotten your Login ID or password, please call the Electronic Banking department at 1-618-294-8686, ext. 5001 (between 8:30am and 4:00pm CST M-F) in order to regain access to online banking.

Your access to online banking will be blocked in the event your Login ID or password is entered incorrectly on five consecutive access attempts. If you wait 15 minutes, you can attempt it 5 more times. After the second time, please call the Electronic Banking department at 1-618-294-8686, ext. 5001 (between 8:30am and 4:00pm CST M-F).

You can contact the Electronic Banking department at 618-294-8686, ext. 5001 (between 8:30am and 4:00pm CST M-F) for assistance.

You can make express transfers, scheduled transfers, and recurring transfers that repeat for a specified duration. Click the transfers tab, then click create a new transfer and follow the steps to complete the transfer set-up process. Cut off time is 6:00pm CST.

You can change your password at any time by clicking Options within your Online Banking account. Under the Password section, click Edit. In order to change your Access Id, you will need to contact the Electronic Banking Department at 1-618-294-8686, ext. 5001 (between 8:30am and 4:00pm CST M-F)

Bill Pay FAQ

You can pay your bills and send money online. You can pay anyone in the United States. If the person or company can’t accept electronic payments, a check is printed and mailed for you.

You will provide some information about the company or person you want to pay, and then enter how much and when you want to make the payment. Payments are sent electronically whenever possible. If the person or company cannot accept an electronic payment, a check is printed and mailed for you.

Pay anyone in the United States that you would normally pay by check, automatic debit, or cash. You can pay companies, friends and family members, and service providers, such as the babysitter or the plumber.

You cannot use Bill Pay to send payments to addresses outside the Unites States. We don’t recommend using Bill Pay to make state and federal tax payment or court-ordered payments. Such payments are discouraged and must be scheduled at your own risk.

Yes. Bill Pay uses several methods to ensure that your information is secure. It uses SSL (secure sockets layer) which ensures that your connection and information are secure from outside inspection. Bill Pay also uses 128-bit encryption to make your information unreadable as it passes over the Internet. It will automatically sign you out of a session if you are inactive for a predefined time (usually 10 minutes). This feature helps prevent another person from being able to resume your session if you walk away. For best security, don’t use your browser’s Back or Refresh buttons, and sign out immediately after your finish your tasks in Bill Pay.

Yes. Your personal information is used to help us maintain your account and verify your identity. We verify this information with a consumer credit reporting agency for your security and protection. The verification process does not affect your credit report, credit rating, or credit worthiness.

You can use checking accounts and money market accounts that support electronic transactions.

If the payment is sent electronically, the money is withdrawn from your account on the payment date. For some checks, the money is withdrawn on the payment date. For others, the money is withdrawn when the company or person deposits or cashes the check.

You can see that status of your payments in Bill History. Payments with a Paid status have been sent.

If the company you are paying can receive electronic payments, they typically receive the payment in one or two business days. If the company or person you are paying cannot receive payments electronically, we mail them a paper check. This process typically takes three to five business days.

With the Payments Guarantee, you can be assured that your electronic payments are safe and reliable. When your payments are processed through Bill Pay, you are protected in the unlikely event of unauthorized transactions or processing delays. This applies when all the payment and contact information provided is accurate.

Reorder Your Checks
You are leaving the site for Grand Rivers Community Bank and the linked site has its own security and privacy policy. The linked site may provide less security than our website. You may also contact us at 618-634-2002 to order or re-order checks.