You can pay your bills and send money online. You can pay anyone in the United States. If the person or company can't accept electronic payments, a check is printed and mailed for you.

You will provide some information about the company or person you want to pay, and then enter how much and when you want to make the payment. Payments are sent electronically whenever possible. If the person or company cannot accept an electronic payment, a check is printed and mailed for you.

Pay anyone in the United States that you would normally pay by check, automatic debit, or cash. You can pay companies, friends and family members, and service providers, such as the babysitter or the plumber.

You cannot use Bill Pay to send payments to addresses outside the Unites States. We don't recommend using Bill Pay to make state and federal tax payment or court-ordered payments. Such payments are discouraged and must be scheduled at your own risk.

Yes. Bill Pay uses several methods to ensure that your information is secure. It uses SSL (secure sockets layer) which ensures that your connection and information are secure from outside inspection. Bill Pay also uses 128-bit encryption to make your information unreadable as it passes over the Internet. It will automatically sign you out of a session if you are inactive for a predefined time (usually 10 minutes). This feature helps prevent another person from being able to resume your session if you walk away. For best security, don't use your browser's Back or Refresh buttons, and sign out immediately after your finish your tasks in Bill Pay.

Yes. Your personal information is used to help us maintain your account and verify your identity. We verify this information with a consumer credit reporting agency for your security and protection. The verification process does not affect your credit report, credit rating, or credit worthiness.

From the time you sign up for eStatements, you can view up to

If you have forgotten your Login ID or password, please call the Electronic Banking department at 1-618-294-8686, ext. 5001 (between 8:30am and 4:00pm CST M-F) in order to regain access to online banking.

You can use checking accounts and money market accounts that support electronic transactions.

If the payment is sent electronically, the money is withdrawn from your account on the payment date. For some checks, the money is withdrawn on the payment date. For others, the money is withdrawn when the company or person deposits or cashes the check.

You can see that status of your payments in Bill History. Payments with a Paid status have been sent.

If the company you are paying can receive electronic payments, they typically receive the payment in one or two business days. If the company or person you are paying cannot receive payments electronically, we mail them a paper check. This process typically takes three to five business days.

With the Payments Guarantee, you can be assured that your electronic payments are safe and reliable. When your payments are processed through Bill Pay, you are protected in the unlikely event of unauthorized transactions or processing delays. This applies when all the payment and contact information provided is accurate.